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Under state law, really short term payday advances can transport annualized fees bills of 450%, but they cannot go beyond $255. Much larger money were based on a cap of approximately 30%—but merely as many as $2,500.

Under state law, really short term payday advances can transport annualized fees bills of 450%, but they cannot go beyond $255. Much larger money were based on a cap of approximately 30%—but merely as many as $2,500. For increments above that, there’s no authorized...